Personal loan to consolidate payday loans

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Personal loan to consolidate payday loans

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Personal loan to consolidate payday loans

How is loan eligibility determined. Loan eligibility is primarily determined by your credit rating, which is based on your credit history, and is tied into if you pay your bills on timelike credit cards, utilities, etc.

Eligibility can also be influenced by things like employment stability, housing stability (how long have you been in the same place) and, of course, your income. The higher your rating means a better chance, and friendlier terms, like lower interest rates, because you are considered lower risk.

What is an interest rate. Simply put, an interest rate is the amount at which a lender charges you to use their money or credit. It is usually a percentage and is based on the annual percentage of the average personal loan to consolidate payday loans balance. You may have an 8 interest rate, which means you will be paying, over the course of the loan, 8 annually, on the average annual percentage of the amount you owe.

Personal loan to consolidate payday loans